Personal Accident Insurance

What is Personal Accident Insurance?

Personal Accident Insurance protects the insured against accidental death and any form of disablement.

Why should one opt for Personal Accident Insurance?

Take any statistic on accidents (motor vehicle related or otherwise) in the country. With every passing year, all indicators are alarming and consistently in the red. Personal Accident Insurance provides adequate cover against any such accident.

Heads who wins? Tails who wins?

"Heads you win. Tails you win" - said the brochure of SBI's Smart ULIP, handed over by a marketing executive.

I knew that the current status of ULIPs in India is not that good and that one should always apply caution when opting for one. I never came across a decent online illustration of  ULIPs until today. This illustration in SBI's website details the plan for the customary 6% and 10% returns. It saved me the trouble in decoding various charges deducted at different points in time, in different denominations and at different rates.

Working with PDF files

For those who work on PDF documents, here are some useful tips. Creating PDF files or converting files of almost any extension to PDF files can be easily done with freely download-able tools or even using free online tools. Also refer my earlier post on "Extracting text from scanned documents and copy protected pdfs".